Insurance Coverage Calculator | Vivir Wellness Toronto

What benefits do you have?

Select your plan type you can combine EHB and HSA

Extended Health Benefit (EHB) reimburses a percentage of eligible expenses up to your annual category maximum. Your insurer pays RMT and chiropractic separately based on your plan limits.

Drop your benefits booklet here

or click to browse. PDF only, never stored.

Enter EHB details manually

RMT annual max ($)

Chiro annual max ($)

RMT reimbursement (%)

Chiro reimbursement (%)

RMT used so far ($)

Chiro used so far ($)

Health Spending Account (HSA) a dollar-for-dollar employer-funded account. Any CRA-eligible health expense is reimbursed up to your balance. Both RMT and chiropractic qualify.

Drop your HSA statement or booklet here

or click to browse. PDF only, never stored.

Enter HSA balance manually

HSA balance available ($)

HSA used so far ($)

EHB and HSA combined: Your extended health plan reimburses first. The HSA then covers the gap deductibles, amounts above your EHB max, or uncovered services. Zero waste.

Extended health (EHB)

Drop EHB booklet

PDF only

Enter manually

RMT max ($)

RMT rate (%)

RMT used ($)

Chiro max ($)

Chiro rate (%)

Chiro used ($)

HSA / spending account

Drop HSA statement

PDF only

Enter manually

HSA balance ($)

HSA used ($)

Select your services

Choose one or more adjust session quantities as needed

Registered Massage Therapy (RMT)

Chiropractic with Dr. Rafael Fernandez, DC

Your coverage estimate

Elite recovery. No clinic required.

Ready to use your benefits?

Mobile RMT and chiropractic, coming to you across Toronto. Use your coverage before it resets.

⏳ First visit special. Offer valid for the next 14 days. While spots last.

Claim your first visit special →

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