What benefits do you have?

Select your plan type — you can combine EHB and HSA

Extended Health Benefit (EHB) — covers a percentage of eligible expenses up to your annual category maximum. Your insurer reimburses RMT and chiropractic separately based on your plan's limits and reimbursement rate.

Drop your benefits booklet here

or click to browse — PDF only · never stored

Enter EHB details manually

RMT annual max ($)

Chiro annual max ($)

RMT reimbursement (%)

Chiro reimbursement (%)

RMT used so far ($)

Chiro used so far ($)

Health Spending Account (HSA) — a dollar-for-dollar employer-funded account. Any CRA-eligible health expense is reimbursed up to your available balance. RMT and chiropractic both qualify under CRA guidelines.

Drop your HSA statement or booklet here

or click to browse — PDF only · never stored

Enter HSA balance manually

HSA balance available ($)

HSA used so far ($)

EHB + HSA: Your extended health plan pays first. The HSA then automatically covers the gap — the portion EHB didn't reimburse. This stacking approach maximises your total coverage.

Extended health (EHB)

Drop EHB booklet

PDF only

Enter manually

RMT max ($)

RMT rate (%)

RMT used ($)

Chiro max ($)

Chiro rate (%)

Chiro used ($)

HSA / spending account

Drop HSA statement

PDF only

Enter manually

HSA balance ($)

HSA used ($)

Select your services

Choose one or more — adjust session quantities as needed

Registered Massage Therapy (RMT)

Chiropractic — Dr. Rafael Fernandez, DC

Your coverage estimate

Ready to book?

Use your benefits before they reset — mobile therapy comes to you anywhere in the GTA.

Book your session →

See exactly what yourinsurance will cover

See exactly what your
insurance will cover